Answer:
The answer is: D. health maintenance organization (HMO).
Explanation:
B- Preferred Provider Organization (PPO). A type of health plan that hires medical providers, such as hospitals and doctors, to create a network of participating providers. You can use the services of doctors, hospitals and non-network providers at an additional cost.
C- Service Point Plan (POS). A service point plan (POS) is a type of health care management plan that combines HMO and PPO plans.
D- Health Maintenance Organization (HMO). Variant of a health insurance plan that generally limits coverage to the care provided by those doctors who work for or have contracts with them. They usually do not cover out-of-network care except in cases of emergency. At some point, out-of-network services are inevitable and subscribers must be prepared, or at least aware of the potential costs.
The answer is: D. health maintenance organization (HMO).
